The answer depends on your AI platform and subscription tier. Suno recently clarified that paid subscribers receive commercial use rights but may not technically "own" their songs. Udio states users can do what they want with generated content. However, ownership through platform terms is separate from copyright protection. Under US law, fully AI-generated music cannot be copyrighted regardless of platform ownership terms.

The practical reality: you can monetize AI music with commercial rights, but you may not be able to stop others from using public domain content.

What Three Concepts Do You Need to Understand?

Concept	What It Means	AI Music Status
Ownership	Who holds rights to the output	Varies by platform terms
Commercial Rights	Permission to monetize	Granted on paid plans
Copyright	Legal protection against copying	Requires human authorship

These are related but distinct. You can have commercial rights to something you don't legally own, and you can own something that isn't copyrightable.

What Are Suno's Ownership Terms?

Suno's ownership policy changed significantly in late 2025:

Before (November 2025): "If you make songs while subscribed to the Pro or Premier plan, you own the songs."

After (December 2025): "You may be granted commercial use rights, which allow you to reproduce (copy) the song(s) to sell, distribute, etc. Even with granted commercial use rights, you generally are not considered the owner of the songs, since the output was generated by Suno."

This shift reflects legal clarity that platform terms cannot override copyright law. Suno now emphasizes commercial rights rather than ownership claims.

By subscription tier:

Free plan: Suno owns the songs. You can use them for non-commercial purposes only.
Pro/Premier plans: You receive commercial use rights to monetize through streaming, downloads, and sync licensing. Suno does not claim revenue share.
Retroactive licensing: Starting a paid subscription does not grant commercial rights to songs created on the free plan.

What Are Udio's Ownership Terms?

Udio takes a different approach: the platform doesn't claim ownership of user-generated content and advises users they're free to do whatever they want with it, as long as the content doesn't contain copyrighted material used without permission.

Following recent settlements with major labels, Udio is transitioning toward licensed content and fan engagement rather than unrestricted generation.

What Commercial Rights Allow

With commercial rights from your AI platform, you can:

Distribute to streaming platforms (Spotify, Apple Music, etc.)
Sell directly (Bandcamp, your website)
License for sync (film, TV, games, ads)
Use in monetized content (YouTube videos, podcasts)
Sell to stock music libraries

Note Commercial rights from your AI platform don't grant copyright protection. They give you permission from the platform, not legal exclusivity over the content.

What Is the Copyright Problem with AI Music?

Even with platform ownership or commercial rights, US copyright law requires human authorship. This creates a gap:

You can monetize: Platform terms grant you permission to sell and distribute.

You can't exclude others: Without copyright, you cannot legally prevent copying or file DMCA takedowns.

If you write lyrics, compose melodies, or make substantial creative contributions to AI-generated music, those human elements may be copyrightable. The purely AI-generated portions likely remain unprotected.

What Happens If You Cancel Your Subscription

Platform	After Cancellation
Suno	Commercial rights remain for songs created during active subscription
Udio	Terms suggest ongoing rights to content you created
Stable Audio	Varies by license type at time of creation

Generally, commercial rights attach at the time of creation. Canceling later doesn't revoke rights to previously generated music.

Can You Transfer Ownership?

Practically, you can sell or license AI music to others. The buyer receives whatever rights you had:

If you have commercial rights, you can license those
If the music lacks copyright protection, the buyer also lacks copyright protection
Contracts can establish terms between parties

This works for many commercial uses. It becomes problematic if the buyer expects exclusive rights to public domain content.

How Should You Protect Your AI Music?

Without copyright, focus on:

Speed: Release and build audience before copiers emerge
Branding: Associate your AI music with your identity
Contracts: Use licensing agreements that bind buyers to terms
Human elements: Add lyrics, vocals, or arrangements that qualify for copyright
Documentation: Maintain records of creation and commercial rights

What Is the Bottom Line?

Commercial rights: Most paid AI platforms grant these
Ownership: Platform terms vary, but recent clarifications downplay ownership claims
Copyright: US law requires human authorship regardless of platform terms
Practical impact: You can monetize, but may not be able to prevent copying

For most AI music creators focused on distribution and revenue, commercial rights are sufficient. Concerns about ownership and copyright become more relevant when dealing with licensing negotiations, legal disputes, or content theft.